Tuesday, March 29, 2016

Make your move less stressful

Making Your Move Less Stressful... A Checklist To Make Sure Things Get Done


Things To Do ASAP After Deciding To Move 


❑ Contact a moving company and tell them the dates you plan to move.  Set up a date for an agent to come over and survey your goods.  Unless you’re given a binding estimate, the cost can vary, depending on the actual weight of items and any extra services. 
❑ Decide if you are going to pack for yourself or have the movers do it. 
❑ Transfer or resign from organizations and associations. 
❑ Collect suitable containers & packing materials if you plan to do the packing yourself. 
❑ Start to use up things that can’t be moved, such as frozen foods, canned goods, and flammable household aerosol cleaners.  Buy only what you will use before moving. 
❑ Prepare a list of friends, relatives, business firms, and others who need to be notified of your move. 
❑ Consider having a garage sale to dispose of unwanted clothes or furniture. 
❑ Assemble packing materials: Boxes, felt-tip markers, large self-stick labels, newspapers, utility knife, packing peanuts or bubble wrap, packing tape, furniture pads, dolly, scissors 
❑ Pack an “Instant Aid” box containing things you’ll need upon arrival: Sponges, paper towels, powdered detergent, paper plates, toothpaste, light bulbs, hammer, trash bags, hand soap, toilet paper, scissors, utility knife, coffee cups, tea kettle, first-aid kit, snacks, pencils and paper, masking tape, bath towels, and shelf liner 

Things To Do 30-60 Days Before The Move 

❑ Establish credit in your new city.  Arrange for a transfer of bank account funds and the contents of your safety deposit box. 
❑ Check personal insurance policies to see whether moving is covered.  Transfer fire, theft, and other personal property insurance to ensure coverage at your new home. 
❑ Gather information on prescriptions.  Get current phone numbers and addresses of your doctor and dentist. 
❑ Arrange to transfer school records and secure transcripts from the local school district you are leaving.  Get copies of your records from doctors, dentists, accountants, etc. 
❑ Plan to cancel all utilities. 
❑ Pick up all dry cleaning and anything left at the tailor. 
❑ Set a date to cancel the newspaper. 
❑ Alert the post office that you will be moving.  If you don’t yet know your permanent address, the post office can hold your mail for you.  Send out change-of-address cards. First-class mail is forwarded free of charge for one year; newspapers and magazines - 60 days. 
❑ Take your car in to have it checked for the upcoming road trip. 
❑ Transfer all prescriptions to your new pharmacy. 
❑ Have rugs and draperies cleaned and keep them in bags until the movers arrive. 
❑ Take pets to the veterinarian.  Most states require health certificates and rabies inoculations for  licenses. 
❑ Collect all items being repaired, cleaned, or stored. 
❑ Return library books and anything else you may have borrowed.

Friday, March 25, 2016

A solution to dogs scratching hardwood flooring

OScenario: 
you have beautiful hardwood floors and no matter how short you keep your dogs nails - they continue to scratch them

This is my beautiful pup Kayla. We love her but we don't love what she has done to our new maple flooring

The Solution



These have been great. You can get them at Petco in various sizes. Kayla wears them happily both inside and out!
No more scratches.

Friday, January 23, 2015

5 Questions To Ask Yourself When Shopping For The Best Loan







1. How long will I own this property?
(The shorter the stay the more you should search for minimal closing costs at the cost of a slightly higher rate).

2. Is there a type of loan that makes me feel most comfortable?
Some people want to know that their payment (P&I) will never change (fixed rate).

3. Does it matter to me who services the loan (where and to what group am I making my monthly payment)?

4. If given the choice, do I want to do my own escrow accounts or would I prefer the lender handle this matter?

5. Do I want a "brand name" lender (one I know) or am I willing to try a company that's new to me?

Monday, January 12, 2015

7 Questions A Buyer Should Ask An Agent Prior To Making Their Agent Selection



 1. What are your company's resources, support staff and network affiliation?


2. What is your company's history and track record in helping buyers? (ex: How
many buyers did your company serve last year?)


3. What checklists and systems does the agent have to help you, the buyer, stay
on track?


4. Does the agent have information to help you find the best lender, including the
"Home Loan Application Checklist" and "14 General Questions To Ask All
Lenders".


5. Is the agent offering you a choice between customer and client level service?


6. Is the agent offering traditional level service only or do they have an upgraded
home buying system?


7. Does your agent appear trustworthy, caring and committed to helping you reach your goals?



The above checklist is for informational purposes only & is not a substitute for legal, tax or other professional assistance.

Sunday, January 11, 2015

4 Guidelines For Every Homeowner Trying To Fix-Up Their Property To Sell



1. Cost doesn't equal value.
    If you finished off your basement six months ago for twelve thousand dollars, said improvement doesn't necessarily add twelve thousand dollars of value in the eyes of the buyer.

2. Put your money where buyers will see it.
    Examples of good returns might be a fresh coat of paint and sprucing up your front door and entry way. Don’t expect to get as good a return on insulation or new wiring.

3. Don’t over improve!
    The addition of a fifth bedroom to a house in a subdivision of 3-4 bedroom homes may not give you the return you would like. Use typical improvements for your area as a guide.

4. Most quality home improvements cause a property to sell quicker but not necessarily for more money.
   A timely sale will lessen the carrying costs and stress. Don’t underestimate the overall value of "smart" improvements.


The above checklist is for informational purposes only & is not a substitute for legal, tax or other professional assistance.


Wednesday, January 7, 2015

4 Characteristics Of Value Every Seller Should Remember


1. DEMAND

Demand is in the eye of the beholder. It varies from person to person. The demand for a particular piece of real estate changes as the wants of each individual change.

2. UTILITY

In order for real estate to have value it must have usefulness or utility.
Usefulness creates a desire for possession and has the power to give satisfaction. Will the typical buyer in the marketplace have their needs met by purchasing your home?

3. SCARCITY

In order for real estate to be of value it must be relatively scarce. If too many houses like yours are for sale, it will negatively impact the value of your home.


4. PURCHASING POWER

Purchasing power is created by desire. Can the buyer who desires the property afford the property? The more people that can afford the property, the better.




The above checklist is for informational purposes only & is not a substitute for legal, tax or other professional assistance

Tuesday, December 23, 2014

Caution ALL Home Sellers…..


Avoid Taking Advice From People Who….

(My Top 10 List of People Whose Advice You Should Avoid When Selling Your Home)

Avoid people who:


1.       Don’t  know YOUR marketplace
2.       Haven’t taken time to thoroughly inspect your property
3.       Don’t know your circumstances in DETAIL….goals, timeline, motivation, etc..
4.       Like or love you, but don’t approach your situation objectively or knowledgeably
5.       Will tell you what you want to hear but don’t have the facts or data that will help you make a more realistic decision.
6.       Will always have a better DEAL you could have or should have gotten.
7.       Talk too much…but never seem to listen. If one doesn’t really know your problem, how can they have the BEST solution?
8.       Always bad-mouth others but bring nothing concrete to the table themselves.
9.       Can’t show you a logical, detailed action plan that addresses your situation.
10.   Have no proven track record for results comparable to those you want or need.


The above checklist is for informational purposes only & is not a substitute for legal, tax or other professional assistance.